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Are You Eligible for Medicare?
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Are You Eligible for Medicare? (Turning 65?)

Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years old and a citizen or permanent resident of the United States.

If you are not 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You are eligible to get Social Security or Railroad benefits but have not yet filed for them.
  • You or your spouse had Medicare-covered government employment.

If you are under 65, you can get Part A without having to pay premiums if:

  • You have received Social Security or Railroad Retirement
  • Board disability benefit for 24 months. You are a kidney dialysis or kidney transplant patient.

While you don’t have to pay a premium for Part A if you meet one of those conditions, you must pay for Part B if you want it. It is deducted from your Social Security, Railroad Retirement, or Civil Service Retirement check. If you don’t get any of the above payments, Medicare sends you a bill for your Part B premium every 3 months.

Have questions? Give us a call and let us help you with your Medicare Health insurance needs.

By contacting the phone number on this website you will be directed to a licensed agent.

Medicare
  • Medicare Simplified
  • Medicare: What you need to know
  • Medicare Advantage Plans
  • What is Medicare Supplement (Medigap) Insurance?
  • Part D Prescription Drug Plans
  • Are You Eligible for Medicare? (Turning 65?)
  • Different Types of Medicare Advantage Plans
  • Compare Medicare Supplement plans side by side
  • Where to Get Your Medicare Questions Answered
  • Medicare-Related Enrollment Dates and Guidelines
  • What to Consider When Choosing or Changing My Coverage
  • Get your Medicare & You Handbook
  • What to Do During Your First Year With Medicare
  • Coordinated Medicare/Medicaid Benefits
  • Five Things to Know About Your Medicare Card
  • Medicare 2024 costs at a glance
  • Medicare Medical Savings Account (MSA) Plans
  • Indemnity Plans: A Great Way to Address Gap Costs
  • Summary of Benefits and Coverage

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Important disclosures about Medicare Plans: Medicare has neither endorsed nor reviewed this information. Not connected or affiliated with any United States Government or State agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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